Overpopulation of urban areas has led to numerous problems. Identify one or two serious ones and suggest ways that governments and individuals can tackle these problems. 

Шаг 1️⃣: после перефразированная формулируем мнение + аргумент почему + отвечаем на 2-й вопрос:

Cities are now facing a looming overpopulation crisis that causes a huge number of problems. This essay will first discuss the main issue connected with population expansion which is the high cost of living. Secondly, it will be followed by an analysis of the tax benefits and concessions for those who relocate to less populated areas as the most effective measure to improve the situation.

Шаг 2️⃣: поясняем первый аргумент + пример:

The most critical concern is that prices of various commodities including food, accommodation, and health care are significantly higher in overpopulated areas. Rarely do people realize that, in the long run, this is because the difference between demand and supply is likely to expand. As a result, those who have a city lifestyle usually would have to pay more to survive and feed their families. For example, in Moscow, the cost of living is so high that a couple with one income only literally would not be able to afford to pay their bills. 

Шаг:3️⃣ поясняем второй аргумент +пример:

A possible solution to this worrying problem would be introducing special tax bonuses to those who relocate to remote areas and towns. The reason for this is that this measure can attract a fair number of individuals looking for a better quality of life. Not only can this solution unload cities but it may also help people to improve their financial position. A prime example is the Chilean government that developed a successful program promoting relocation from busy to less populated areas.

Шаг 4️⃣: дублируем мнение в заключении + суммируем оба аргумента:

In conclusion, one of the main problems with the high concentration of the population is an expensive lifestyle and the programs encouraging people to relocate to less populated places are the key to solving this issue.